FCRA Information : Sample Pre-Adverse Action Letter

If adverse action is anticipated, a Pre-adverse action letter should be given to the applicant along with a copy of the consumer report and summary of rights. The notification should be in the form of a letter such as the sample below.

(Date)

Dear (Applicant Name) :

You recently applied for a position at (your company name here) . Part of the application process includes authorization for a background verification to be done by a consumer reporting agency.

This communication is to notify you that we are considering making an adverse employment decision based on our hiring criteria, including information received in your background profile report from:

TriCor Employment Screening
110 Blaze Industrial Pkwy
Suite C
Cleveland, OH 44017
Phone: 1-800-818-5116

This letter is sent to you in compliance with the Fair Credit Reporting Act.

A copy of your report is enclosed, as well as a copy of your rights under the Fair Credit Reporting Act.

You may want to provide additional information to refute the results contained in this report. This must be done in writing, and (your company name here) must receive your written explanation within five business days.

Sincerely



(HR name)
(Company name)