FACT Act Notice
Free Annual Report
The Fair and Accurate Credit Transactions Act (FACT Act) was enacted in 2003 and amends the Fair Credit Reporting Act. (FCRA) It is a federal law that regulates, among other things, who is permitted to access your consumer report and how it can be used. One entitlement awarded to consumers in the FACT Act is a free yearly copy of their consumer files from Consumer Reporting Agencies.
Tricor Employment Screening is a specialty Consumer Reporting Agency in that we have conducted a background check on you on behalf of our client for employment purposes and therefore you are entitled to receive a copy of that employment related consumer report. We do not maintain a database on all consumer credit reports and the report we do maintain may not represent your current credit standing. In order to receive your free copy from the nationwide consumer reporting agencies such as Trans Union, Experian, Equifax please follow the link below.
http://www2.ftc.gov/bcp/edu/pubs/consumer/credit/cre34.shtm
For a free copy of our report please click on contact us and choose your preferred method of contacting us.
Identity Theft
According to the FTC, “identity theft occurs when someone uses your name, social security number, date of birth, or other identifying information, without authority, to commit fraud.” Everyone is concerned with identity theft and our company is no exception.
If you have been a victim of identity theft and would like to dispute the findings of our consumer report, please contact us. For further information please follow the link below:
www.consumer.gov/idtheft
FTC’s "Remedying the Effects of Identity Theft" Guidelines
http://www.ftc.gov/bcp/edu/pubs/consumer/idtheft/idt09.pdf
